401k Escape Plan presents:

Keep more of a $1,000,000+ Nest Egg - Legally

For Disciplined Savers with $1M+ In a 401(k)/IRA who prefer design over default.

From defined contribution risk to actuary-grade durability by design. Created by Steve Redelsperger - Mathematician, 30 years advising high net worth households. Educational. Conservative.

401k Escape Plan presents:

From defined contribution risk to actuary-grade durability by design. Created by Steve Redelsperger - Mathematician, 30 years advising high net worth households. Educational. Conservative.

As Seen On:

Keep more of a $1,000,000+ Nest Egg - Legally

For Disciplined Savers with $1M+ In a 401(k)/IRA who prefer design over default.

You’ve worked decades to build a seven-figure balance. But hidden inside every traditional 401(k) is a silent partnership with the IRS. One that decides when you withdraw, how much you owe, and how long your money lasts.

The result? Between taxes, surcharges, and forced distributions, many retirees lose $1.5–$3 million in lifetime purchasing power. Money that should have stayed in your family, not Washington.

Potential Advantages of the 401k Escape Plan™

  • From defined contribution risk to actuary-grade durability—by design.

    Reclaim structure and timing that favors your household, not the default.

  • Your timeline—not a mandatory withdrawal timetable.

    Design around forced withdrawals so income happens when you need it—not when a calendar says so.

  • Stay below costly thresholds—by design.

    Minimize exposure to pre-set tax lines that can increase the tax on Social

    Security and trigger IRMAA surcharges.

  • Keep more of a $1M+ nest egg—legally.

    Turn a potential $1.5–$3.0M lifetime leak (≈ $4–$7k/month) into preserved purchasing power through a tax-compliant process—illustrative, not guaranteed.

This Sounds “Too Good To Be True!” Is It Real?

That’s what most people say — until they discover how Fortune 500 executives, business owners, and family offices have quietly used similar IRS-compliant structures for decades.

These aren’t loopholes or gimmicks. They’re proven, regulated frameworks designed for compliant, long-term wealth preservation.

Who Qualifies?

We recommend implementation only in cases where the diagnostic meets pre-set thresholds. If eligibility and math don’t align, we’re explicit — and we don’t proceed.

This is for disciplined savers, typically with $1M+ in retirement assets, who want to protect income from unnecessary taxation.

Take the 30-Second 401(k) Escape Quiz:

See if you qualify to legally reposition your retirement income for greater control, stability, and tax efficiency.

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The information presented here is not specific to any individual’s personal circumstances. It is intended to solely illustrate the application of financial strategies and products to meet client goals. Meeting identified financial needs or implementing suggested strategies may involve the purchase of a financial product. To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law.

Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances. These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.